The policy of the state aimed at increasingfertility and providing the family with everything necessary for this, solves many problems. A considerable amount of money is allocated from the budget, but certain conditions are necessary to take advantage of them. The fact is that these funds are targeted, and the state closely watches what they are spending. Many families are wondering how to get maternity capital. First of all, the applicant must meet the conditions under which it is possible to issue documents for obtaining a certificate.

Regardless of where you live, onterritory of the Russian Federation or in another country, if you are a citizen of Russia, then you can file documents and expect a positive decision. An obligatory condition is the birth or adoption of a second child after 2007. Also one of the conditions is that the certificate is not issued for the second time. This means that at the birth of a third child you will not receive this help again. If twins are born in your family, then you can get help from the state. Family capital can also be obtained by the father of children, if he solely engages in their upbringing. How to get the parent capital to parents whose children were born before 2007? Submit documents at the birth of the next child, and you will certainly be helped.

All responsibilities for issuing and verifying certificatesare assigned to the Pension Fund. For information on how to get maternity capital, you can contact the Fund staff for advice. In order for your documents to be accepted and considered, it is necessary to send it by registered letter to the Pension Fund:

• Application of the established form.
• A copy of the applicant's passport.
• A copy of the document on the adoption of the child or a certificate of his birth.
• A copy of the certificate of pension insurance.
• If one of the parents is a citizen of another country, it is required to confirm the citizenship of the Russian Federation for the child.

How can I get maternity capital afterfiling all the papers? It takes some time to check all documents and issue a certificate. Usually from the moment of registration all documents are considered within thirty days. After that, you will be notified of how to get the maternity capital.

The certificate gives the right to target use of funds provided by the state in case the child is three years old. But

how to get maternity capital in cash? There is still no answer to this question. Cashing of the certificate is not provided by the current legislation. You can use the funds pledged by him to purchase housing in a mortgage or take a consumer or a loan for the purchase of additional housing. You can also increase your mother's pension or get a loan for a child's education. A certificate can be used as a down payment for a loan and provides you with a guarantee of the state in obtaining it. Many private banks work with certificates and implement various consumer lending programs.