It's about such an important thing as effectivecash management of the enterprise. If you periodically do not have enough money, then do not rush to cut costs. From this position it is possible to get out by implementing management and control of finances, so that there is enough money for all the needs of the enterprise.

During the crisis, many directors of companiesfinancial management cuts costs, fires staff and hides. The task of any enterprise is not only to keep it afloat, but also to firmly consolidate its financial position. The head of the firm should clearly create its effective business. Proper management of the company's capital allows you to quickly make management decisions, which is a priority in a difficult economic situation. To survive in a crisis time can only be more intelligent and strong, which without any problems will attach itself to economic changes.

One of the ways out in the most difficult situations iscreation of a single treasury. When the Treasury is created, the management of the company's cash allows the organization of an intelligent operation of the payment and revenue control system.

First, it is required to create a single classifier for the articles of payments and receipts, as well as a complete business process through which their planning takes place.

Secondly, it is desirable to organize training forthe creation of the treasury. To do this, it is required to create a service that will monitor the movement of funds to all law firms and banks using an electronic program.

Third, you need to make a schedule: when and by whom data will be recorded on different items of payments and receipts to the system, especially if there is no "client-bank" system in the company, which allows you to track the cash flow.

Fourth, cash managementthe enterprise needs to clarify the technical aspect, in which transfer maps are created to enter the necessary data into the information system. A system of applications for payment of money is being created. It is necessary to know what money is spent on. To do this, it is necessary to organize the process with the collection of applications and verification by technical analysts.

And, fifthly, it is necessary to establish with the banks with which the contracts were concluded, an electronic system, and identify those who will have the right to sign accounts.

Fulfilling all these items, the correct turnoverDocuments will provide you with order in your finances. The management of the enterprise's cash is carried out under the authority of the system and the training of personnel can reach half a year.

Now you can talk about such an important process as managing the company's cash flows.

Cash flow management is one of the elements of enterprise management. The movement of cash flows is divided into three types: operational, financial and investment.

The operational flow is payments and receipts that are performed during the daily financial transactions of the company.

Under the investment flow means the outflow of funds, which is aimed at investment. Investments are the acquired assets for a long period.

Financial transactions in obtaining, repaying loans and credits, paying interest and dividends, contributions to the authorized capital, represent a financial stream.

Cash flow management is divided into operational and strategic management. There are several stages in the management of cash.
a) Planning of the company for 4-5 years. For this, a business plan is drawn up based on the company's long-term goals.
b) Breakdown of the annual budget by months. A budget is being built taking into account the current economic situation and the company's capabilities.
c) Construction of a cash plan for a month. This happens on the basis of the annual budget taking into account the financial situation of the enterprise.
d) Breakdown of the payment calendar by days per month. The construction takes place on the basis of the cash plan.

The purpose of these documents is the modeling of cash balances by the end of the period and their evaluation, as well as a clear understanding of whether these funds will be sufficient to implement the plans of the enterprise.